1. Buying new smartphones
I know you know we know that you know a friend that has bought a new smartphone using their PTPTN money
There are many kids these days in clubs, popping loads of bottles and some of them actually use their PTPTN money. True story.
3. Going on holiday around the world
Some actually take the advantage to travel around the world
4. Start a business
We all have that friend who wants to start a business using PTPTN money.
5. Investing in properties and stock market/forex
Not forgetting those who wants to invest in properties too. ”You know ah, you can use PTPTN money to pay down payment for a property. Then balance leh can use to service the loan”.
6. Down payment on a car/cars
There are some students who actually buy cars using PTPTN loan.
7. Make-up/Facial Course
Common among the ladies
This maybe a necessity but some go overboard
9. Buying Branded Designer Clothes/Hand Bags (Shopping Spree)
Also common among ladies and some metrosexual men
10. Gambling at Genting
Double or NOTHING!!!!